000 02842cam a22003258i 4500
001 22156789
005 20250121104933.0
008 210729s2022 enk b 001 0 eng
010 _a 2021033426
020 _a9781119756972
_q(paperback)
040 _aDLC
_beng
_erda
_cPUO
_dPUO
082 0 0 _a332.1
_bSIR 2022
100 1 _aSironi, Paolo,
_eauthor.
_93324
245 1 0 _aBanks and fintech on platform economies :
_bcontextual and conscious banking /
_cPaolo Sironi.
263 _a2110
264 1 _aChichester, West Sussex, United Kingdom :
_bJohn Wiley & Sons,
_c2022.
300 _a272 pages,
_bcolour illustrations ;
_ccm
336 _atext
_2rdacontent
337 _aunmediated
_2rdamedia
338 _avolume
_2rdacarrier
490 0 _aThe Wiley finance series
504 _aIncludes bibliographical references and index.
520 _a"The world most successful companies (Apple, Amazon, Alibaba) are data-driven platforms. They innovated their business models leveraging digital technology to start a journey from output to outcome economies: businesses don't necessarily trade in the products that deliver certain results (e.g. "selling 100,000 cars in 2022", in which the focus is about discrete sales figures or quantities), but in the results themselves which take the form of user experiences (e.g., "allowing 500,000 people to commute by car", in which the focus is on perceived benefits). Clearly, not all industrial products and services can be easily reinvented inside outcome economies, no matter how powerful they can be. This is particularly true for financial services given the more abstract and regulated nature of their products, as well the psychological characteristics of consumers when accessing them. The Platformisation of Financial Services corresponds to a shift in mindset intended to help banks strengthen and extend the reach of their Open Banking operations. Platform theory, born outside of financial services, will be transposed inside banking and insurance to make digital banking more effective. In this way, the financial services industry will master the necessary shift of focus from output (distribution channels of products) to outcomes (enabling clients to enjoy transparent and value-adding experiences, achieve their goals or fulfil their needs, directly or inside non-banking relationships). This book will guide the financial services industry globally towards new forms of digital transformation that benefit shareholders and stakeholders alike, allowing greater flexibility and convenience at lower digital prices"--
650 0 _aBanks and banking.
_93192
650 0 _aInternet banking.
_93327
650 0 _aFinancial services industry.
_92346
650 0 _aFinance
_xTechnological innovations.
_92688
650 0 _aMulti-sided platform businesses.
_93330
942 _2ddc
_n0
_cBK
999 _c62535
_d62535